Homelessness
Temporary Accommodation
Temporary accommodation may be provided if you are classed as
homeless and have a priority need.
If you are homeless or threatened with homelessness within 28
days, please contact our Homelessness Department on 01900 702660
(office hours: 8:45am to 5:15pm). Outside normal
working hours telephone 01900 871080.
Mortgage Rescue Scheme
On 16th January 2009 the Government introduced the
Mortgage Rescue Scheme (MRS) to assist homeowners in financial
difficulty.
The mortgage rescue package has two elements:
Shared equity
This is designed to help
householders who have experienced payment shocks and need some help
in paying their mortgage.
Government Mortgage to Rent
This is designed to help the most vulnerable
households on low incomes with little chance of sustaining a
mortgage.
There is a booklet available from the National
Homelessness Advice Service (NHAS) which explains who might qualify
for the scheme. All front line contact points for Allerdale Borough
Council have these booklets, or you can download one online from
the National
Homelessness Advice Service website.
The Direct Gov website has a useful online mortgage action
plan if you are struggling with mortgage payments. the
Communities and Local Governement website has more information on
the
mortgage rescue scheme.
If you want to discuss Mortgage Rescue
further, at a local level, you can call 01900 702570 and ask to
make an appointment to see a Housing Options Officer.