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See the latest news and get more information regarding coronavirus (Covid-19). Find out more about the help for affected businesses, charities and individuals. There is also advice if you are reopening your business and shopping safely. Please use our online forms, webchat, app and phone number to contact us. Our offices remain closed to the public. 

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Help for business, charities and the self-employed

Businesses can get advice and assistance from Cumbria Tourism , the Cumbria Chamber of Commerce , and the Local Enterprise Partnership .

The government has outlined guidance on the schemes available to business and there is more information in this clear guide for business.. There is also guidance for employers and how to maintain social distance.

Lamont Pridmore have also produced this Business Survival Guide .

Key advice for businesses and organisations on other pages

More information on help for businesses, charities and the self-employed

The FAQ linked below sets out what you should do if you are reopening your business following the lifting of restrictions. It is a .pdf file and can be printed or downloaded for easy reference.

The document will be updated as government guidance changes.

Reopening your business FAQ

There is further advice on the reopening advice page.

The government is introducing a business rates holiday for retail, hospitality and leisure businesses in England for the 2020 to 2021 tax year. Following government guidance we have reissued revised bills. 

You do not need to do anything

A new temporary Coronavirus Business Interruption Loan Scheme, delivered by the British Business Bank, has been set up to support primarily SMEs to access bank lending and overdrafts. The government will provide lenders with a guarantee of 80 per cent on each loan (subject to a per-lender cap on claims) to give lenders further confidence in continuing to provide finance to SMEs. The government will not charge businesses or banks for this guarantee and the scheme will support loans of up to £5 million in value. Businesses can access the first six months of that finance interest free, as government will cover the first six months of interest payments. 

The government announced a further extention of the scheme on 3 April 2020. The changes mean more businesses will be eligible and there were amendments to what information the banks can ask for. The scheme was further expanded on 16 April to include large businesses.

Small firms are to get access to 100 per cent taxpayer-backed loans after they raised concerns about slow access to existing coronavirus rescue schemes. Businesses will be able to apply for 25 per cent of their turnover, up to a maximum of £50,000. The loan terms mean that no capital or interest repayments will be due for one year; the government will pay the interest for the first 12 months. The scheme opens at 9am on Monday, May 4. For most firms, the Bounce Back Loans should arrive within 24 hours of approval.

Help for tourism businesses

Communities that depend on tourism will receive a major boost from a new £10 million Kick-starting Tourism Package, the Minister for Regional Growth and Local Government Simon Clarke MP announced on 3 July 2020.

Speaking at the Local Government Association’s annual conference, Minister Clarke confirmed the new funding will be distributed to communities immediately to kick start tourism in time for the summer as part of the government’s drive to boost the recovery of the economy.

The £10 million Kick-starting Tourism Package, will give small businesses in tourist destinations grants of up to £5,000 to help them adapt their businesses following the coronavirus pandemic.

The government announced a scheme to help the self-employed on March 26, 2020. This scheme will allow you to claim a taxable grant worth 80 per cent of your trading profits up to a maximum of £2,500 per month for the next three months from the date of the announcement. This may be extended if needed.More details and how applications will be made is available on the goverment website. 

There is a tool to check if you are entitled to it.

Do also check our discretionary grant scheme to see if you are entitled to this too.

The government has issued advice for charities which have been affected by the coronavirus lockdown, including details on the financial package of measures announced on 8 April 2020.

There is also financial assistance from national organisations such as the National Lottery.

Historic England also has a Covid-19 Emergency Response Fund which extends a safety net to small heritage organisations at this challenging time. The fund will be used to support third-sector organisations and voluntary groups managing heritage projects, as well as heritage organisations and self-employed contractors who are severely affected by the impact of Coronavirus and who need additional emergency financial support beyond the Government’s measures.

Do also check our discretionary grant scheme to see if your organisation are entitled to this.

The window for the submission of applications for the Basic Payment Scheme and claims for Countryside Stewardship, Environmental Stewardship and Woodland Legacy revenue payments will be extended by one month to June 15. Find out more information on the government website.

More information on these schemes

More information on the schemes above, and others, can be found at the government dedicated website.

Also included in the measures, is additional funding of £500 million (nationwide) for Council Tax relief through existing Local Council Tax Support schemes. 

We do not have the details of how this money will be allocated, however, more information on Council Tax support can be found at https://www.allerdale.gov.uk/en/council-tax/council-tax-discounts/ 

Other help

How has your business been affected by the coronavirus outbreak? Let the Chamber of Commerce know to help them to help you.